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Latest news:

6th November 2008
The Bank of England reduce the Base Rate by an unprecedented 1.5% to bring it down to 3.0%. Inflation is expected to begin to fall also. Current inflation is 5.2%. Inflation target is 2.0%. Next Bank Base Rate review is on 4th December.

We soon hope to be able to advise and help arrange Equity Release mortgages so please watch out for further news on this subject.


Our Treating Customer's Fairly Statement

The principles of treating customers fairly is at the heart of the business. Everything customers are told is true, clear and not misleading. Customers are given the right information from the start of the sale, to the finish and then beyond.

Best advice is the minimum standard of advice, recommendations are always based on a full understanding of the customer's circumstances.

Customers know what the financial products they are recommended to buy will do to meet their financial needs. After the sale, customers can expect to continue to receive both a high level of service and flexibility in the products they have bought.

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Welcome to Farrell Independent

Thank you for visiting our website which we hope you find easy to use. We have an experienced team of Mortgage Advisers who are on hand to help guide you through the mortgage minefield that so often confuses people looking for a mortgage.

Its quite simple really, we are Independent Mortgage and Protection Specialists which means we have the whole of the mortgage market to choose from as well as all the top providers of life assurance, critical illness cover and income protection.

We can help you find a mortgage whether you are a first time buyer, homemover, an investor looking to increase your property portfolio or maybe you're thinking of stepping into the Buy to Let market for the first time.

We can also help you remortgage to find a better interest rate, consolidate your debt, pay for home improvements or perhaps buy an additional property in the UK or abroad. There are a number of reasons why you may need to take out a mortgage so we encourage you to contact us by calling 020 8544 0555 or if you prefer you can complete our customer contact form and we aim to get back to you within 24 hours or by the end of the next working day to discuss your requirements in more detail.

Please also take a look at our calculator's page where you can get an idea of your borrowing potential as well as approximate monthly repayments to help work out your affordability.

On our links page we have listed a variety of trades and professions that we can recommend to you ranging from electricians and carpenters to solicitors and designers. You can go directly to their website or email them by clicking on the link displayed. Please note that although we have links to these websites from our page, we cannot be held responsible for the content and information contained within these websites'.

Think carefully before securing debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

Changes in the exchange rate may increase the sterling equivalent of your debt.

'The Financial Services Authority does not regulate commercial mortgages, overseas mortgages, loans and some forms of buy to let mortgages. There will be a fee for mortgage advice. The precise amount will depend on your circumstances but we estimate that it will be £150 but may range from £0 - £150.'

Please note: The guidance and/or advice contained in this website is subject to UK regulatory regime and is therefore restricted to consumers based in the UK.

Farrell Independent Ltd is an Appointed Representative of Pink Home Loans. Pink Home Loans is a trading name of Advance Mortgage Funding Ltd, which is authorised and regulated by The Financial Services Authority.

Farrell Independent Ltd Tel: 020 8544 0555 Fax: 020 8544 0560 Head office: Unit 8b, The 1929 Shop, Merton Abbey Mills, Watermill Way, London SW19 2RD

Farrell Independent registered office: 7-11 Woodcote Road, Wallington, Surrey SM6 0LH. Registered in England & Wales number 4618196.